Blog

Diverse team of hospital HR and finance executives reviewing workforce development and tuition assistance models at a whiteboard in a modern healthcare office, with hospital branding visible in the background.

Prepaid or Pay-As-You-Go? How to Choose the Right Tuition Assistance Model for Your Organization

Learn whether prepaid tuition assistance or pay-as-you-go reimbursement is the best fit for nonprofit hospital systems. Explore how participation, budgeting, DEI goals, and workforce mobility influence the ideal tuition assistance model for healthcare organizations.

Adult learner reviewing federal student loan policy updates at a kitchen table with a laptop, calculator, sticky notes, and coffee in warm morning sunlight—realistic home setting for college financial planning.

Is Going Back to School—or Borrowing for College—Still a Smart Financial Decision? Understanding New Loan Rules for 2026 🎓💡

Learn how major federal student loan changes in 2026–2027 will impact graduate students and parents borrowing for college. Explore new borrowing caps, PLUS loan elimination, alternatives to loans, and smart strategies for graduate school or college financial planning.

A concerned nurse in hospital scrubs stands in front of medical and financial icons, symbolizing healthcare worker debt and financial stress. Illustration representing financial wellness for hospital staff and nurses.

Why Your Hospital Should Offer Financial Wellness Benefits — A Front-Line Staff Perspective

Discover why financial wellness and student loan support are essential for non-profit hospitals looking to reduce staffing shortages and improve employee retention.

A glowing digital tree with circuitry roots and neon blue branches emerging from an open book, each branch labeled “Automation,” “Compliance,” “AI,” and “Engagement,” symbolizing technology-driven workforce education and the future of tuition reimbursement in the U.S.

The Future of Tuition Reimbursement

Explore the future of tuition reimbursement. Learn how automation, AI, and analytics are transforming TRS programs across U.S. employers—boosting engagement, retention, and compliance while aligning education benefits with workforce strategy.

A golden sunrise over a modern U.S. city skyline labeled “Education ROI,” with illuminated pathways symbolizing integration, compliance, and automation in tuition reimbursement technology—representing how HR and finance leaders achieve measurable workforce education returns.

How to Evaluate Tuition Reimbursement Platforms: A Comparison of Leading Providers

Compare top tuition reimbursement platforms in 2025—Guild, Bright Horizons, Tuition.io, and PeopleJoy. Learn how HR and finance leaders can evaluate TR vendors based on integration, compliance, support, and ROI analytics to make data-driven decisions.

HR leaders and vendor representatives shake hands in a bright U.S. office, surrounded by digital screens displaying tuition reimbursement and employee growth metrics, symbolizing strong education benefit partnerships and workforce development collaboration.

What to Look for in a Tuition Reimbursement Partner

Discover what HR and C-suite leaders should look for in a tuition reimbursement partner—from transparency and compliance to automation and ROI analytics—to optimize education benefits and workforce growth.

A split-screen image showing an employee exploring discounted college programs on a tuition access platform beside HR professionals reviewing automated tuition reimbursement data on digital dashboards, symbolizing connected education benefits and workforce development.

Pairing Tuition Discounts with Your TRS for Greater Impact

Learn how pairing tuition discounts—through university partnerships or tuition discount platforms like PeopleJoy’s Education Access Tool—with reimbursement programs can boost affordability, participation, and compliance for U.S. employers.

HR and finance leaders review digital dashboards showing “Education Funding Reform” and “Tuition Reimbursement Trends” in a modern, glass-walled office.

How the “One Big Beautiful Bill” Will Reshape Tuition Reimbursement

Learn how the One Big Beautiful Bill will reshape tuition reimbursement. Discover what HR leaders should do now to adjust reimbursement caps, modernize TRS systems, and maintain compliance in a changing education finance landscape.

A diverse group of three professionals collaborate in a bright, modern office. One woman works on a laptop with earbuds, a man speaks with another woman holding a clipboard, and a large digital screen in the background displays the words “Education Benefits Usage Rising” with an upward trend line.

Why Your Tuition Reimbursement Benefit Isn’t Being Utilized (and How to Fix It)

Discover why your tuition reimbursement program has low participation and how HR leaders can fix it with data-driven communication, financial accessibility, and upskilling strategies.

A split-screen illustration showing a transition from a cluttered desk filled with paper stacks, spreadsheets, and a lamp under warm lighting on the left, to a sleek digital workspace with a monitor displaying graphs labeled “Tuition Reimbursement” and “Automation” under cool blue lighting on the right, symbolizing the shift from manual to automated processes.

From Spreadsheets to Strategy: Knowing When to Automate Tuition Reimbursement

Learn how to identify when your tuition reimbursement program has outgrown manual management. Discover benchmarks, time audits, and automation strategies that reduce risk, improve ROI, and streamline HR efficiency.

A professional HR executive in a navy blazer reviews data charts on a laptop in a modern, sunlit office. The screen displays graphs labeled “Education Program ROI” and “Employee Growth Trends,” reflecting a focus on workforce development and performance analytics.

Rethinking Tuition Assistance: What Employers Must Know Now to Stay Ahead in 2026

Discover how tuition assistance and reimbursement programs drive retention, ROI, and workforce growth. Learn the key tax rules, management strategies, and automation tools every employer needs to stay competitive in 2026.

Healthcare HR team in a modern non-profit hospital reviewing an AI-powered workforce dashboard displaying financial wellness metrics, PSLF progress tracking, and employee retention analytics in a bright, data-driven operations hub.

Smarter HR: How AI-Powered Financial Wellness Platforms Are Transforming Healthcare Workforce Management

Discover how AI-powered financial wellness platforms are reshaping healthcare workforce management in U.S. non-profit hospital systems. Learn how advanced analytics, PSLF tracking, and real-time engagement dashboards help CHROs and CFOs strengthen employee retention and reduce turnover.

Modern flat-style illustration of diverse student loan borrowers standing at a crossroads with signposts labeled IBR, RAP, Graduate Loan Limits, and Parent PLUS Caps, symbolizing new federal student loan repayment changes and borrowing limits in the United States.

RISE Rulemaking Final Decisions: What Student Loan Borrowers Need to Know (2025–2027 Federal Student Loan Changes)

Learn the final 2025 RISE student loan rule changes, including new IDR plans, RAP, PLUS loan limits, graduate borrowing caps, and key deadlines for borrowers.

Executives at a U.S. nonprofit hospital review education assistance program budget metrics and employee training data on a digital dashboard.

When Education Benefits Balloon: Why Tuition Assistance Programs Can Overshoot Budget —and How to Rein Them In

When education assistance programs exceed budget, CFOs and CHROs in healthcare/non-profit settings can mitigate risk. Learn how utilization tracking, flexible funding and regular reporting prevent a $1 M overshoot on an $8 M budget.

Financial Wellness and Mental Health: Breaking the Cycle of Student Loan Stress

Student loan debt is taking a toll on the mental health of healthcare workers. Discover how financial stress affects well-being and how PeopleJoy’s student loan solutions help employees reduce anxiety, improve focus, and achieve lasting financial stability.

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The HR Check-Up: How Financial Wellness Programs Are Revitalizing Healthcare Retention

Discover how financial wellness programs are transforming retention in nonprofit healthcare. Learn emerging HR trends, evaluate your current offering with a comprehensive checklist, and see how PeopleJoy supports HR teams in building strategic, sustainable financial wellness solutions.

A confident recent college graduate sits in a modern coffee shop wearing headphones, reviewing colorful financial charts on a laptop as sunlight streams through large windows, symbolizing financial readiness and student loan repayment planning after graduation in the United States.

From Graduation to Monthly Bill: How to Estimate Your Student Loan Payment for 2026 and Beyond

Learn how to estimate your monthly federal student loan payment before graduation. Discover how the new Repayment Assistance Plan (RAP), launching in 2026 under the One Big Beautiful Bill, affects repayment and what steps future borrowers can take now to plan smarter with PeopleJoy.

A group of three diverse nurses in blue scrubs standing in a hospital hallway, engaged in a focused and friendly conversation. One nurse is speaking with hand gestures, while the other two listen attentively. All three wear stethoscopes around their necks. The lighting is warm and natural, creating a professional and collaborative atmosphere.

💰 Student Loan Forgiveness for Nurses: 10 Myths You Should Stop Believing

Many nurses unknowingly fall for student loan myths that can cost them thousands. This guide debunks common misconceptions about forgiveness, refinancing, and repayment—so you can make smarter financial decisions.

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Avoid Common Student Loan Repayment Mistakes: A PSLF Guide for Nonprofit Employees

Learn how U.S. nonprofit employees can avoid common PSLF and student loan repayment mistakes. Discover how PeopleJoy tracks, manages, and ensures your path to student loan forgiveness.

Two diverse young professionals sitting at a modern white table, reviewing financial documents and discussing student loan options, with a laptop and notepad in front of them, in a bright office with natural light.

Loan Consolidation vs. Refinancing: Which Is Right for You?

Confused about student loan consolidation vs. refinancing? Learn the key differences, benefits, and drawbacks of each option to decide which is right for your financial future.

Four diverse teachers sit around a classroom table reviewing student-loan paperwork and charts, collaborating under natural window light.

Can You Use Teacher Loan Forgiveness and Then PSLF? A Simple Guide for Teachers

Can teachers stack Teacher Loan Forgiveness (TLF) and Public Service Loan Forgiveness (PSLF)? Learn how the programs work, why the same years can’t count for both, and how to choose the best path for your student loans.

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Doing More with Less: How Nonprofit Hospitals Can Leverage AI and Financial Wellness Benefits to Retain Talent

Discover how nonprofit hospitals can use AI-driven automation and low-cost financial wellness benefits—like PeopleJoy’s PSLF administration—to boost workforce productivity, reduce turnover, and retain healthcare talent without inflating budgets.

A young professional sitting at a desk organizing student loan payments, with documents labeled Federal Loan and Private Loan beside a laptop and notebook, warm natural lighting, calm and focused atmosphere.

Mastering Your Loan Mix: A Step-by-Step Budgeting Guide for Managing Federal and Private Student Loans

Balancing federal and private student loans can feel overwhelming. This step-by-step guide walks you through creating a clear, flexible budget to manage payments, avoid missed deadlines, and regain financial control—without the stress.

Stacks of tuition reimbursement forms transforming into digital data streams and financial charts, symbolizing visibility and analytics in education assistance programs, realistic cinematic lighting, professional corporate setting.

The Hidden Costs of Data Blind Spots in Tuition Reimbursement and Education Assistance Programs

Many employers invest heavily in tuition reimbursement and student loan repayment benefits—but without transparent data, they risk wasted dollars, missed ROI, and lost employee engagement. Learn how visibility into utilization and outcomes helps HR and finance leaders make smarter workforce investments.

A metaphorical digital illustration showing a person climbing a steep mountain made of student loan papers, wearing a backpack labeled “Debt.” Another figure at the top, representing an employer, extends a helping hand and a rope labeled “Employer Contributions.” The scene transitions from shadow to warm sunlight, symbolizing hope and progress toward financial freedom.

“My Employer Is Helping with My Student Loans—Should I Still Pay Extra?”

Discover how employer student loan repayment benefits affect your loan payoff strategy. Learn whether to pay extra, refinance, or redirect funds—with guidance from PeopleJoy.

Four diverse healthcare professionals—two women in scrubs, one woman doctor, and one male doctor—sit around a sunlit table in a hospital breakroom, smiling as they review documents labeled “Continuing Education” and “License Renewal.” Laptops and notebooks are on the table, symbolizing teamwork and professional development in a positive, collaborative setting.

The Hidden Costs of Healthcare Careers: How to Manage Licensing Fees, Certifications, and Continuing Education Without Breaking the Bank

Healthcare professionals spend thousands each year on licensing fees, certifications, and continuing education. Learn how these hidden costs impact retention—and how PeopleJoy helps hospitals and employees manage them through smart financial wellness and reimbursement solutions.

A diverse group of healthcare professionals listens attentively to a financial wellness counselor leading a workshop in a bright hospital lounge.

From Culture to Care: Building a Financially Well and Culturally Aligned Workforce

Discover how CHROs can foster a truly inclusive workforce by aligning financial wellness initiatives—like student loan assistance and PSLF support—with cultural values. Learn how PeopleJoy helps hospitals and healthcare systems create equitable, culturally sensitive financial programs that boost engagement and retention.

Four diverse young adults sit around a kitchen table bathed in warm sunlight, reviewing documents labeled “Loan Forgiveness” and “Employer Benefits.” They smile and discuss student loan options, with laptops and papers spread across the table, conveying collaboration and optimism about financial planning.

Student Loan Forgiveness Before You Borrow: Smart Ways to Plan Ahead and Save Thousands

Thinking about taking out student loans? Learn how to plan ahead with Public Service Loan Forgiveness (PSLF), income-driven repayment (IDR) options, and employer tuition assistance before you borrow. Discover how PeopleJoy helps students and employees make smarter financial decisions.

A smiling college graduate in a cap and gown holds student loan papers as they transform into a road leading toward a bright horizon.

Proposed Student Loan Forgiveness and Repayment Changes Under Discussion (DOE RISE Committee)

The DOE’s RISE Committee outlines big student loan changes for 2026–2027—new repayment plans, borrowing limits, and forgiveness updates explained.

A diverse group of three hospital HR professionals collaborate in a modern office with digital dashboards on a computer screen showing retention and turnover data. Warm natural lighting fills the room as a smiling nurse stands in the background, symbolizing innovation, teamwork, and empathy in healthcare workforce management.

How AI and Student Loan Forgiveness Together Deliver Hidden ROI for Nonprofit Hospitals

Discover how AI and Public Service Loan Forgiveness (PSLF) together reduce healthcare turnover, cut training costs, and boost morale. Learn how PeopleJoy helps nonprofit hospitals retain talent through automated, data-driven financial wellness solutions.

Employees and families discuss tuition reimbursement, Secure Act 2.0 student loan matching, and retirement planning.

How Tuition Reimbursement Programs and Secure Act 2.0 Help Employees Plan for College

Help employees plan for college costs with tuition reimbursement and Secure Act 2.0 benefits. Strengthen retention with PeopleJoy’s financial wellness programs.

Diverse hospital executives review tuition reimbursement benchmarks vs. industry averages on screen to assess employee retention strategies.

How Does Your Education Benefits Package Stack Up?

Compare your hospital's education benefits to industry benchmarks and discover how to boost ROI, retention, and staff satisfaction with PeopleJoy’s proven strategies.

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Protect PSLF Eligibility: Why Consolidating Student Loans Before OB3 Could Save You Thousands

Thinking about student loan consolidation? Learn why consolidating before the Big Beautiful Bill takes effect could save you money and protect you from higher repayment costs in the future.

HR admin with entry-level staff having a friendly conversation.

From Burnout to Buy-In: Why Entry-Level Staff Stay When Debt Relief Is On the Table

Discover how hospital systems can reduce staff burnout and turnover with student loan repayment assistance and Public Service Loan Forgiveness (PSLF) support. Learn why offering debt relief benefits for entry-level healthcare employees drives retention, boosts morale, and delivers measurable ROI.

Digital illustration of a nurse holding a glowing PSLF Buyback document in front of a student loan statement stamped “Forgiven,” symbolizing Public Service Loan Forgiveness buyback program for faster student loan forgiveness.

PSLF Buyback: How It Can Help You Get Student Loan Forgiveness Faster

Learn how the new PSLF Buyback program helps public service workers buy back deferment or forbearance months to qualify for student loan forgiveness under PSLF or TEPSLF.

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Unlocking Cost Savings Through Financial Wellness Initiatives

Discover how financial wellness benefits like PSLF support and student loan repayment can reduce turnover and unlock measurable cost savings in hospitals.

A diverse group of four people sitting together, reviewing loan statements and financial documents with serious, focused expressions, illustrating the urgency of making decisions about student loans

Student Loans: What to Do Right Now

Clear, practical guide to student loan changes in 2025. Learn about RAP vs. IBR, PSLF updates, Parent PLUS deadlines, and how to avoid repayment pitfalls.

A PeopleJoy loan advisor supports an older nonprofit employee proudly holding a “PSLF Progress” folder, illustrating student loan repayment benefits and employee financial wellness programs that bolster employee retention strategies, strengthen workforce retention, and enhance employee financial well-being.

Persistence With Purpose: Paloma’s “Why” for Guiding Borrowers to Student Loan Forgiveness

Meet Paloma, a first-generation college grad and PeopleJoy loan advisor helping borrowers navigate Public Service Loan Forgiveness. Learn how her personal story and persistence support employee financial wellness, student loan repayment benefits, and long-term employee retention.

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The Role of Technology in Streamlining HR Operations in Hospitals

Explore how AI, HR analytics, and automation streamline hospital HR operations, improve recruitment, and boost healthcare workforce retention.

Diverse healthcare executives in a hospital boardroom reviewing a glowing digital dashboard labeled ‘Student Loan Solutions,’ with doctors and nurses in the background looking optimistic.

What Healthcare Leaders Should Demand from Their Student Loan Vendors

Discover what nonprofit hospital leaders must demand from student loan vendors—PSLF support, ROI dashboards, bilingual coaching, and more.

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From $307 Billion in Savings to Student Debt Relief: The Big Picture of OBBB

Discover how OB³ saves $307B, caps borrowing, reforms repayment, and holds colleges accountable—reshaping student loans for taxpayers and borrowers.

💰Your Hospital Has Money With Your Name On It—Are You Missing Out? 💳

Discover how financial wellness benefits like student loan repayment, tuition reimbursement, and retirement planning support can empower frontline hospital staff. Learn how non-profit hospitals can boost retention and reduce stress by helping employees make the most of their money.

HR leader guiding hospital staff through open enrollment benefits in a hospital break room, with posters highlighting student loan forgiveness and tuition support programs.

A Strategic Guide to Open Enrollment for Nonprofit Hospitals

Discover a 7-step strategy to improve open enrollment in nonprofit hospitals. Learn how to boost benefits engagement, highlight student loan and tuition support, and drive retention with a targeted HR communication plan. Download the free Open Enrollment Toolkit.

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Parent PLUS vs Student Loans: What's the Right Choice for Your Family's College Future?

Discover whether a Parent PLUS loan or a student loan in your child’s name is the smarter choice. Learn how the upcoming 2026 repayment changes under OBBB could impact forgiveness, monthly payments, and your family’s financial future.

Diverse group of teachers in a modern charter school classroom participating in professional development, using digital tablets and books, with a chalkboard behind them displaying the words “Future-Ready Workforce.”

Building Tomorrow’s Classrooms Today: How Tuition Assistance and Upskilling Future-Proof Your Charter School Workforce

Discover how tuition reimbursement programs in charter schools and teacher upskilling initiatives can strengthen HR strategies for 2025. Learn how to future-proof your education workforce with PeopleJoy’s tuition assistance and student loan repayment benefits.

Diverse hospital leaders review tuition reimbursement ROI and employee retention metrics on a large screen in a modern boardroom setting

Proving the Value: 7 Metrics Every Non-Profit Hospital Should Track to Measure the Success of Tuition Reimbursement Programs

Discover 7 key metrics non-profit hospitals should track to measure the success of tuition reimbursement programs. Learn how to link data to workforce retention, ROI, and employee satisfaction—and see why decision-makers are turning to PeopleJoy to streamline and elevate education benefits.

A worried nurse in teal scrubs sits at a kitchen table reviewing a student loan statement, with a laptop and coffee mug in front of her, as early morning sunlight filters through the window — representing the financial stress of student loan repayment and the SAVE plan pause.

The SAVE Pause Is Over — What Student Loan Borrowers Should Know and Do Next

Interest is back on student loans for SAVE borrowers. Here's what it means for your debt, forgiveness timeline, and why switching plans now could save you thousands.

Four diverse medical students sit in a modern library, reviewing financial aid documents with serious expressions, surrounded by laptops and papers labeled "Student Loan Limits.

New Federal Student Loan Caps Could Block Aspiring Doctors From Medical School and Worsen the Physician Shortage

New federal student loan borrowing limits set to take effect in 2026 could prevent aspiring doctors from affording medical school. Learn how these changes may impact medical careers, widen the physician shortage, and shift the burden to private loans.

Diverse young healthcare workers in a bright hospital breakroom interact with holographic icons for loan forgiveness, tuition help, and wellness benefits.

Beyond Paychecks: How Nonprofit Hospitals Can Win Over the Next Generation of Healthcare Talent

Attract and retain Gen Z and Millennial healthcare talent with differentiated, mission-aligned benefits like student loan support and financial wellness programs.

Doctors, nurses, and hospital administrators smiling together in a hospital setting with blue hues; overlaid icons represent college education, financial wellness, and healthcare benefits—highlighting employee retention and student loan repayment support in nonprofit hospitals.

7 Costly Retention Mistakes Hospital CFOs Are Still Making (And How to Fix Them Fast)

Discover 7 common retention mistakes nonprofit hospital CFOs make—and how to fix them. Learn how financial wellness, PSLF, and strategic benefits can reduce turnover, improve ROI, and build a more resilient healthcare workforce.

A lively classroom with students participating in a budgeting game, surrounded by posters about FAFSA, credit scores, and loan repayment, guided by an enthusiastic teacher.

From Bored to Budget Boss: Turning Financial Literacy into Fun for Middle and High School Classrooms

Discover creative, standards-aligned classroom activities to teach budgeting, FAFSA, credit scores, and college loan repayment. Perfect for middle and high school financial literacy educators!

A worried man reviews federal student loan repayment documents at a kitchen table with a laptop. “July 2026” and financial planning icons appear behind him.

What Borrowers Need to Know Before the July 2026 Student Loan Deadline

Prepare for the July 2026 student loan changes. Learn how RAP, loan forgiveness, and Parent PLUS consolidation will impact your repayment strategy.

Split-screen illustration of two borrowers: a smiling mother holding a child with a reduced “RAP Plan” loan bill, and a worried healthcare worker facing a higher student loan bill. A “Coming 2026: RAP Plan” sign appears in front of a Federal Student Aid building.

Will Your Monthly Payment Go Up Under the New RAP Plan?

Wondering if your monthly student loan payment will increase under the new Repayment Assistance Plan (RAP)? We break down RAP vs. SAVE and traditional IDR plans using real income examples.

Nurse and hospital CHRO discuss employee retention and student loan benefits in a modern hospital office, with tablet and clipboard in hand.

Why Nurses Are Rethinking Travel Roles—and What Smart Hospital Leaders Are Doing About It

Nurses with student loans are rethinking travel roles due to PSLF ineligibility. Learn how nonprofit hospitals can use PSLF to retain top talent.

A diverse group of senior hospital staff, including nurses, a clinical manager, and a physician, stand together smiling in a well-lit hospital hallway. They wear professional attire—scrubs, lab coats, and business wear—and convey confidence and teamwork, with subtle financial charts visible in the background.

Think Student Debt Only Impacts Entry-Level Staff? Think Again.

Think student debt only affects new grads? Think again. Many senior nurses and mid-career clinicians still carry student loans. Learn how PeopleJoy helps nonprofit hospitals boost retention with multi-generational debt relief solutions.

Is Your Benefits Budget Working Hard Enough?" - Two C-suite executives, including a hospital CFO, review employee benefits ROI analytics on a laptop in a hospital setting, with graphs and dashboards visible on a nearby monitor and nurses and hospital staff in the background

Is Your Benefits Budget Working Hard Enough? A CFO’s Checklist for Maximizing ROI in Non-Profit Hospital Systems

Is your benefits budget maximizing ROI? This CFO checklist reveals how non-profit hospitals can optimize student loan assistance, tuition reimbursement, and financial wellness programs to improve retention and cut costs.

A worried young adult sits at a kitchen table with student loan bills and a “Default Notice,” reaching for a phone as soft light shines through a window.

Stuck in Student Loan Default? Here’s How to Get Back on Track—Fast

Struggling with student loans in default? Discover your options to get out fast through rehabilitation, consolidation, or settlement—and learn how to regain eligibility for loan forgiveness programs like PSLF.

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Home Dreams, Student Loans, and Financial Freedom: Yes, You Can Have It All

Discover how to pay off student loans while saving for a home—without sacrificing your financial health. Learn smart strategies tailored for healthcare workers balancing debt and dreams.

A diverse group of nurses is seated at a long table, each working on a laptop. Floating icons above them depict a diploma, an upward arrow, and a money sign, symbolizing education, upskilling, and career advancement. The scene emphasizes the importance of professional development in retaining nursing staff.

Reskilling for Retention: What the Most Innovative Hospitals Are Doing Differently

Discover how innovative nonprofit hospitals use education stipends, paid learning time, and promotion-linked coursework to boost retention and reduce staffing costs.

Worried graduate holding a financial aid form under a stormy sky of dollar bills, symbolizing student loan caps, Grad PLUS elimination, and challenges in college financial planning.

The Big Beautiful Bill: Rewriting the Rules on How Students Borrow for College

The Big Beautiful Bill has capped federal student loans, eliminated Grad PLUS, and reshaped how students finance graduate and medical school. Learn who’s most affected—and how PeopleJoy’s college planning tools can help.

A diverse group of four young professionals stands in front of the U.S. Capitol building, reviewing federal student loan documents and a laptop displaying a government website. The scene is softly lit with neutral tones, conveying a mood of focus, reflection, and cautiousness about the future.

The Big Beautiful Bill Is Now Law: Here’s What It Means for Federal Student Loan Borrowers

The Big Beautiful Bill is now law—bringing major changes to federal student loans. Learn what the new law means for repayment plans, borrowing limits, and forgiveness, and how borrowers can prepare for what's ahead.

HR and Benefits leaders review a dashboard showing employee financial wellness personas in a bright, modern boardroom with natural light.

From Generic to Strategic: How Segmenting Financial Wellness Drives Retention in Healthcare

Discover how to segment your workforce by financial wellness needs to boost employee retention, increase engagement, and optimize education benefits ROI. Learn how tailored employee financial wellness programs, student loan repayment benefits, and tuition reimbursement can drive measurable impact

Illustration: Black nurse, Hispanic assistant with 'PSLF' clipboard, Asian doctor; hospital corridor, bridge Debt→Stability, DEI finance icons.

Financial Wellness as a DEI Strategy: Closing the Gap with Student Loan Benefits

Student loan repayment benefits and PSLF support help improve employee retention, financial wellness, and DEI outcomes in healthcare organizations.

Three healthcare workers and a therapist with a child, symbolizing employee financial wellness, student loan repayment, and healthcare staff retention.

3 Healthcare Systems That Tied Financial Benefits to Staff Morale—And Won

Discover how CHOP, UPHS, and ESSC used financial wellness benefits to boost morale, reduce burnout, and retain top talent—powered by PeopleJoy.

Hospital CFO reviews PSLF dashboards showing employee retention, cost savings, and progress, with financial icons and hospital view in background.

What Every Hospital CFO Should Know About Public Service Loan Forgiveness (PSLF)

Discover how nonprofit hospitals can use PSLF to reduce turnover, boost morale, and retain staff—with the right support to avoid common pitfalls.

A compassionate healthcare administrator in a suit warmly shakes hands with a smiling African American nurse in turquoise scrubs, while three other diverse medical professionals — including a white female nurse and two male doctors — stand nearby, all smiling. They are gathered in a bright, modern hospital hallway with warm lighting and a visible “NONPROFIT” sign in the background, emphasizing trust, connection, and a supportive workplace culture.

Mission Over Margin: Budget-Friendly Retention Strategies Nonprofit Hospitals Can Use to Compete with For-Profit Systems

Discover budget-friendly employee retention strategies for nonprofit hospitals. Learn how financial wellness benefits like student loan repayment assistance, PSLF support, and tuition reimbursement can drive healthcare employee retention and engagement—without a for-profit budget.

A PeopleJoy loan advisor supports a tearful public service worker celebrating student loan forgiveness approval, highlighting employee financial wellness and student loan repayment benefits.

Why We Do What We Do: Jessie's Journey as a Loan Advisor at PeopleJoy

Meet Jessie, a PeopleJoy loan advisor whose passion for helping borrowers through Public Service Loan Forgiveness (PSLF) showcases the power of student loan repayment benefits, employee financial wellness programs, and strategies for employee retention.

Hyper-realistic illustration of four diverse frontline healthcare workers in blue scrubs standing in a modern hospital hallway, facing the camera with confident expressions.

Beyond PSLF: Expanding Financial Wellness to Strengthen Retention in Healthcare

Expanding beyond PSLF, this blog outlines how healthcare employers can improve retention through tuition assistance, student loan repayment, and personalized financial wellness programs.

Hyper-realistic illustration of a woman sitting at her table in a home living room, engaged in a Zoom video call with a student loan advisor. The computer screen shows a professional advisor smiling and holding a student loan document. The woman appears focused and hopeful, with the same student loan document the loan advisory has, highlighting personalized financial counseling and student loan support.

Human Coaching or Automated Tools? Why Our Loan Advisors Still Pick Up the Phone

Discover why PeopleJoy’s human advisors still pick up the phone—delivering real student loan forgiveness results where automation falls short.

Diverse healthcare team and CFO review retention strategies and student loan data in a hospital boardroom, highlighting employee financial wellness and workforce retention initiatives.

6 Strategic Retention Initiatives Every Non-Profit Hospital CFO Should Prioritize in 2025

Explore 6 strategic employee retention initiatives non-profit hospital CFOs should prioritize in 2025—from student loan repayment benefits and PSLF assistance to employee financial wellness programs that boost healthcare workforce retention and reduce turnover.

Smiling African American nurse in blue scrubs holding a clipboard in a hospital setting, with soft-focused patients and staff in the background and floating financial icons representing dollar signs, bar graphs, and calendars—symbolizing financial wellness programs for employees in healthcare.

Financial Wellness Is a Patient Care Strategy (Yes, Really)

Discover why financial wellness programs for employees aren’t just a perk—they’re a strategic investment in healthcare employee satisfaction, staff retention, and better patient care.

Data-driven insights unlock the hidden potential

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A diverse group of professionals, centered around a confident Black woman in a navy business suit, stands proudly in front of a vibrant mural featuring Juneteenth colors. The background includes graduation caps, dollar signs transforming into a bridge, and symbols of financial freedom like a house, savings jar, and a growing tree—all under a radiant sunrise, representing generational wealth, equity, and hope.

Investing in Freedom: How Employers Can Use Student Loan Benefits to Bridge Racial Wealth Gaps

Discover how employers can honor Juneteenth and bridge the racial wealth gap by offering student loan benefits that support equity, retention, and financial freedom.

Futuristic hospital HR office with natural lighting where healthcare HR professionals review employee benefits data on transparent holographic screens, assisted by an AI-powered virtual chatbot interface. The environment is clean, modern, and technology-driven, reflecting advanced digital tools in a healthcare administration setting.

Smarter Benefits: How AI Is Easing the Administrative Burden in Healthcare HR

Discover how AI and automation are transforming benefits administration in nonprofit hospitals—cutting costs, improving compliance, and reducing HR burnout. Learn how your team can adapt.

A confident hospital CFO presents student loan benefit outcomes to a hospital board, with HR and board members listening attentively in a modern, sunlit boardroom. Charts on the screen highlight reduced nurse turnover and improved staff retention.

Boardroom-Ready: How CFOs Can Justify a New Benefits Vendor Without the Headaches

Discover how CFOs at nonprofit hospitals can confidently justify new benefits vendors to their boards. Backed by real data from five health systems, this guide shows how to align HR and finance, reduce turnover, and boost ROI.

Four diverse charter school teachers—Asian male, Black female, White female, and White male—smiling in a classroom, each holding books or laptops. Above their heads are digitally added icons: a blue dollar sign, a blue graduation cap, an orange heart, and a blue upward arrow, representing financial wellness, education, care, and professional growth.

The Best 2025 Employee Benefits for Charter School Teachers—Ranked by ROI

Discover the top 2025 employee benefits for charter school teachers—ranked by ROI. Learn how student loan relief, tuition assistance, and wellness programs can boost teacher retention on a budget.

A diverse group of four hospital nurses—two women and two men of different racial backgrounds—stand in a well-lit hospital break room. One nurse holds a tablet showing a benefits portal, smiling in pleasant surprise, while another looks at a smartphone. Two others are engaged in supportive conversation. Posters in the background read “Student Loan Help Available” and “Your Benefits, Your Future,” reinforcing the theme of employee benefit awareness and engagement.

Why Nurses Aren’t Using Your Benefits (And How to Change That)

Struggling with low nurse participation in your hospital’s benefits? Discover why benefits go unused—and proven strategies to boost engagement, reduce turnover, and maximize ROI. Learn how to improve benefits utilization in healthcare and download our free Benefits Engagement Checklist.

A modern digital illustration of a healthcare CFO in a navy suit reviewing data on a tablet while standing in a hospital corridor. Surrounding him are blue-toned icons and graphs representing patient outcomes, cost reduction, population health, and care team collaboration. In the background, three clinicians converse in a softly lit hospital hallway, suggesting a coordinated healthcare environment focused on value-based care.

How CFOs Can Prepare for Value-Based Care: Financial Strategies for Healthcare’s Future

Learn how healthcare CFOs can lead the shift from fee-for-service to value-based care through data-backed strategies, cost control, and workforce investment.

Diverse healthcare employees reviewing financial wellness resources in a hospital break room, symbolizing the link between employee support and healthcare retention.

From Paycheck to Peace of Mind: How Financial Wellness Benefits Drive Employee Retention in Healthcare

Discover how financial wellness programs, including student loan support and PSLF, can reduce stress and boost retention among healthcare employees.

A diverse group of healthcare HR leaders sits around a conference table reviewing employee benefit documents, with a digital dashboard in the background displaying student loan assistance and PSLF metrics—representing strategic benefits integration during a hospital merger.

The Impact of Mergers and Acquisitions on Employee Benefits: What HR Leaders Need to Know

Explore how hospital mergers and acquisitions impact employee benefits. Learn key HR strategies to manage PSLF, student loan support, and benefit integration while boosting retention during M&A transitions.

Healthcare worker standing at a fork in the road with signs pointing toward 'Higher Pay' on the left and 'Loan Forgiveness' on the right, with a hospital in the background—symbolizing career choices and financial decisions in healthcare.

When PSLF Isn’t on the Table: Why Your Top Talent May Be Walking Out the Door

Losing top healthcare talent? Discover why lack of Public Service Loan Forgiveness (PSLF) could be driving nurses and providers to your competitors—and how offering PSLF can boost retention and recruitment.

🩺 3 Free Steps Nurses Can Take Tonight to Start Their PSLF Journey

Feeling overwhelmed by student loan debt? Here are 3 free, nurse-friendly steps you can take tonight to start your Public Service Loan Forgiveness (PSLF) journey—no confusion, no commitment.

The Financial Fix Hiding in Plain Sight: How PSLF Strengthens Healthcare Retention and Stabilizes Workforce Costs

Learn how Public Service Loan Forgiveness (PSLF) improves healthcare workforce retention, reduces turnover costs, and supports financial wellness for nurses, doctors, and nonprofit hospital staff.

Hospital HR executive reviewing staff retention data on a tablet, standing in a modern medical facility with diverse healthcare professionals in the background.

The Hidden Cost of Turnover: Why Student Loan Assistance Might Be Your Best ROI Yet

Discover how student loan assistance can deliver measurable ROI in healthcare by reducing turnover, boosting retention, and attracting top talent. #PeopleJoy

Hyper-realistic image of an older doctor discussing financial health and wellness options with a younger physician in a hospital lobby—symbolizing intergenerational mentorship, employee financial wellness, and retirement planning support for healthcare professionals.

Financial Wellness at Work: How Employers Can Support Employee Financial Health

Learn how employers can boost retention and productivity with financial wellness programs, including student loan repayment, budgeting tools, and retirement planning.

Photo of CHRO Steve Colestock from DGDP standing in front of a dark blue background, with the quote: “Our employees truly are the heartbeat of our mission and I am driven every day to keep that heartbeat strong and thriving”—highlighting HR leadership, employee engagement, and workplace culture in healthcare.

Highlighting the Heartbeat of HR: A Conversation with CHRO Steve Colestock

Discover how CHRO Steve Colestock fosters employee well-being, compassionate leadership, and workplace culture to boost engagement, retention, and HR impact.

Hyper-realistic illustration of a diverse group of clinical staff—doctors, nurses, and technicians—gathered around a desk with a computer in a hospital patient ward, engaged in conversation. Represents teamwork in healthcare, clinical collaboration, and diverse hospital workforce engagement.

Exploring Flexible Benefits Plans for Diverse Healthcare Teams: Customization in Rewards

Learn how flexible benefits plans enhance financial wellness, support student loan repayment, and boost retention across diverse, multi-generational healthcare teams.

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The Connection Between Financial Wellness and Mental Health: Why Money Matters

Explore how financial wellness impacts mental health. Learn how budgeting tools, emergency funds, and debt management reduce financial stress and boost well-being.

Hyper-realistic illustration of a senior nurse leader speaking to a small group of young nurses seated around a table in a hospital lounge—symbolizing nurse mentorship, leadership development, and succession planning in healthcare workforce retention strategies.

Advancing Nurse Leadership: Developing the Next Generation of Nurse Leaders

Learn how to develop future nurse leaders with leadership training, mentorship, and succession planning to strengthen healthcare workforce retention and engagement.

Photo of a woman in casual clothing standing on a beach at sunset with arms outstretched in celebration and relaxation—symbolizing financial freedom, stress relief, and the peace of mind that comes with achieving financial wellness.

Debt-Free Living: Strategies for Achieving Financial Freedom

Discover debt-free living strategies to boost financial wellness, manage debt, build an emergency fund, and achieve financial freedom with smart budgeting tools.

Hyper-realistic image of a young married couple reviewing stock market charts, financial documents, and using a calculator at a sunlit table—symbolizing investing for financial wellness, wealth-building, budgeting tools, and long-term financial planning for young professionals.

Investing for Financial Wellness: How to Make Your Money Work for You

Learn how to build wealth and achieve financial wellness through smart investing, retirement planning, and consistent contributions with beginner-friendly strategies.

Split-screen illustration showing a doctor signing forms in a hospital room with a smiling nurse, and the same doctor outside a new home with an upscale car—symbolizing career success, student loan repayment, and financial wellness for healthcare professionals through strategic wealth-building.

Building Wealth While Paying Off Student Loans: A Guide for Doctors

Discover how doctors can build wealth while repaying student loans with strategies like IDR plans, PSLF, investing, real estate, and financial wellness tools.

Modern, minimalist illustration of a nurse selecting benefits packages on a digital interface, with blue and green abstract graphics in the background—representing healthcare employee benefits, financial wellness programs, and personalized benefits selection for hospital staff.

Designing Competitive Benefits Packages for Hospital Staff: Key Trends in Healthcare Compensation

Explore trends in healthcare compensation, including student loan repayment, financial wellness programs, and flexible work benefits to improve hospital staff retention.

Hyper-realistic image of a person placing dollar bills and coins into a glass jar labeled "Emergency Fund," with additional cash and coins on the table and a calculator in use—symbolizing budgeting tools, emergency savings, financial wellness planning, and personal debt management strategies.

Emergency Funds and Financial Wellness: Why You Need One and How to Build It

Learn how to build an emergency fund to boost financial wellness, avoid debt, and protect against unexpected expenses using budgeting tools and smart savings strategies.

Middle-aged physician using a laptop with healthcare charts and telemedicine graphics overlaid, set against blue tones—symbolizing digital health, telemedicine technology, and virtual care solutions in modern healthcare.

The Financial Impact of Telemedicine: Costs, Revenue, and ROI

Explore how telemedicine drives ROI by reducing operational costs, increasing patient engagement, and boosting revenue—key insights for hospital CFOs and healthcare leaders.

Silhouette of an elderly couple under the outline of a house roof, cradled in the palm of a hand against a warm red-orange background—symbolizing retirement planning, financial security, and housing stability for older adults through employee financial wellness programs.

Retirement Planning and Financial Security for Healthcare Workers: Optimizing 403(b) and 401(k) Programs

Optimize 403(b) and 401(k) plans to boost retirement planning, financial wellness, and employee retention for healthcare workers through education and contribution matching.

Illustration of a woman in a business suit holding a light bulb, stopwatch, checklist clipboard, and calculator against a blue background—symbolizing financial planning, time management, budgeting tools, and goal setting for employee financial wellness.

How to Build a Financial Wellness Plan: Step-by-Step Guide to Securing Your Future

Learn how to build a personal financial wellness plan with budgeting tools, debt management tips, and retirement planning strategies for long-term financial security.

A diverse group of nurses in scrubs gathered around a computer, reviewing student loan forgiveness program options—highlighting Public Service Loan Forgiveness (PSLF), employer-sponsored loan repayment benefits, and financial wellness resources for healthcare professionals.

Top Loan Forgiveness Programs for Nurses in 2024: Federal, State, and Employer-Sponsored Options

Explore top student loan forgiveness programs for nurses in 2024, including PSLF, Nurse Corps, and employer-sponsored options to reduce debt and boost retention.

Split-screen image showing a young doctor working remotely from a home office reviewing patient charts, alongside a nurse reviewing charts in a hospital room—illustrating flexible work arrangements for healthcare staff, remote work for non-clinical roles, and modern hospital workforce strategies.

The Future of Remote Work and Flexible Schedules for Non-Clinical Hospital Staff: Benefits and Challenges

Explore how remote work and flexible schedules for non-clinical hospital staff support healthcare employee retention, work-life balance, and workforce engagement.

Illustration of four business professionals in suits, three in black and white and one highlighted in green being selected—symbolizing job recruitment, diverse hiring, and talent acquisition. Represents employer strategies for attracting top candidates through student loan repayment assistance and employee financial wellness benefits.

Leveraging Student Loan Repayment Programs as a Recruitment Tool in Healthcare

Discover how student loan repayment benefits help hospitals boost healthcare employee retention, reduce staffing shortages, and attract top nurses and physicians.